TMC is a consultancy firm affiliated to Tabernair SL incorporated in 2008. It is managed by our Senior Consultant Michael Melvin Low who has had over 20 years of management experience. TMC started with Michael as an adviser providing consultation on debt relief solutions to people in need of assistance on all Bankruptcy matters. Today TMC is proud to have achieved a long list of customer referrals and testimonials.
We provide debt solutions to assist you in eliminating and preventing aggravated damages from recovery processes such as foreclosures, writ of summons, judgment, writ of seizure and sale, Statutory Demand and Bankruptcy Petition and personal bankruptcy. We try to help reduce the stigma and impact of self-filing of bankruptcy and obtain credit reports from the Credit Bureau of Singapore.

We help you to negotiate with your creditors on consolidation of debts on the basis to reduce cost savings significantly. Our goal is to help give you peace of mind to lead your life with the dignity that you deserve.

Our company believes in a high standard of conduct and integrity. We give practical and down-to-earth opinions, feedback and advice within the framework of the Laws. We are not a Law firm neither a Debt Collection Agency. Legal advice or representations will be provided through our appointed corporate lawyers upon request for all related legal matters. Any legal consultation will be handled by specialized team of senior Lawyers appointed by us.